Personal Loans for Centrelink Customers

Loan Zone WA provides small personal loans for Centrelink customers who are looking for responsible short term finance to help make ends meet.

Whether you’re a single parent, disability pensioner, aged pensioner or receiving carer’s payments, if you’re on Government benefits you know how difficult it can be to get access to traditional finance.

You may be working, but still don’t meet the minimum requirements set by banks or credit card providers, and are fearful of being trapped with high interest loans from pawn brokers and other lenders.

Loan Zone WA understands your situation and offers small amount, short term finance to help you meet your expenses or unexpected bills.

Our loans are interest free and fees capped with Government debt spiral protection. That means you will never be charged more than the original borrowed amount in fees and charges.

If, for example, you borrow a small amount of $1,000 and repay that amount within four months with no defaults, it will only cost $360, with a total amount repaid of $1,360.

See our loan repayment calculator for a guide to repayments over varying time periods.

Responsible Lending

Loan Zone WA is a family owned and operated business committed to responsible lending practices. In providing personal loans for Centrelink customers we:

  •  Seek to understand your financial situation and requirements
  •  Take reasonable steps to verify your financial situation
  •  Determine whether a small amount credit contract is suitable for your requirements
  •  Encourage you to notify us if you find yourself unable to repay on schedule, so we can assist you.

We will always explain financial details in simple, clear terms and assist with your application process. There are no call centres; you speak to the business owner.

If the majority of your income is from Centrelink we can still help you, but there are some rules to follow. Your debt repayments can’t be more than 20% of your Centrelink income. For example, if you receive $700 per fortnight from Centrelink, your collective repayments on all short term cash borrowings cannot exceed 20% of that amount, i.e. $140 per fortnight. That includes any credit contracts with other lenders.

Not sure what that means? Send Jacqui an enquiry and she will be able to tell you if you are eligible for a small amount loan.

Start an Application

If you’re a Centrelink customer looking for responsible personal loan options, why not use our enquiry form today? We make it quick and easy to apply with fast approval and same day access to funds, once approved. To find out more, call Jacqui on 0474 222 407.